Answers, not runaround.

You apply once, in about two minutes. A dedicated funding advisor reviews your business, presents the options that actually fit, and helps you compare them side by side. Choose an offer, sign electronically, and get funded. One application gives you access to all eight of our funding products.

Many businesses are approved the same day they apply and receive funds in as little as 24 hours. Your exact timing depends on the product you choose and how quickly you return signed documents.

To start, none. The initial application just asks a few questions about your business. To finalize an offer we usually ask for basic items like recent business bank statements, and sometimes a photo ID or a voided check. Your advisor tells you exactly what applies to your offer.

Once you accept an offer and sign, funds are typically deposited by ACH into your business bank account, often within 24 hours and usually within a few business days at most.

Most of our programs look for at least 6 months in business, roughly $15,000 or more in monthly revenue, and a personal credit score of 500 or higher. Requirements vary by product, and we regularly fund businesses that banks decline.

Often, yes. We weigh your overall business, especially revenue and time in operation, not just a credit score. Several of our products are designed for owners with less than perfect credit.

No. Checking your options with FundBetter uses a soft inquiry that does not affect your credit score. A hard pull only happens later, with your permission, if you move forward with certain offers.

We focus on businesses with at least 6 months of operating history and steady revenue. If you are close to that mark, apply anyway or call an advisor. We will tell you honestly where you stand and what could help.

FundBetter offers funding up to $5 million across eight products. The right amount depends on your revenue, time in business, and the product you choose. Most working-capital offers land between $10,000 and $500,000.

It depends on your goal. A line of credit suits ongoing or seasonal needs, a short-term loan fits one-time opportunities, invoice factoring solves slow-paying clients, and equipment financing covers machinery or vehicles. Your advisor helps you pick, so you do not have to guess.

Anything that grows or stabilizes your business: payroll, inventory, equipment, marketing, expansion, a new location, covering a slow season, or bridging gaps between invoices.

Rates and terms vary by product, by how long you have been in business, and by your revenue and credit. Because we offer eight products, there is a wide range. Your advisor shows you the real numbers on your offer before you commit, with no hidden fees sprung at signing.

That also depends on the product. Some repay in fixed daily, weekly, or monthly amounts, while options like revenue-based financing flex with your sales so payments ease off in slower stretches. You will see the full repayment schedule before you sign.

Both roles can apply. FundBetter helps you get funded and may connect you with vetted third-party lenders and funding partners when that gets you a better fit. Either way, you work through one advisor and one application.

Nothing. Applying and reviewing your options is always free, with no obligation and no impact to your credit. You only take on cost if you accept an offer, and every cost is disclosed up front.

We fund 22 industries including construction, healthcare, restaurants, retail, transportation, manufacturing, ecommerce, and more. If you run a US-based business with steady revenue, there is likely a program for you.

Yes. We use bank-level encryption to protect your data, only request what is needed to evaluate your funding, and never sell your personal information. A soft credit check does not affect your score.

Reach out to your funding advisor directly, or call us at 786-882-2705 and we will route you to the right person. Existing customers can also renew or request additional funding, often on faster terms.